Student Aid Center helps their clients apply to federally backed programs designed to relieve symptoms of excessive student debt. The student loan forgiveness experts at SAC systematically check their clients for eligibility in the main government programs now available through the Department of Education. Many people with student loans can enroll in repayment programs designed to limit monthly payments and lower interest payments. Another new service offered to those burdened by student debt is consolidation. This service puts all separate student loans into one loan that can be paid with one low monthly payment. Some college graduates who work in the public sector may even be eligible for debt forgiveness.